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The Blob That Ate the U.S. Financial System

Bennet Sedacca,  priesident of Atlantic Advisors, LLC (www.atlanticadvisors.com) has written a great essay comparing the current wave of government bailouts, buyouts, rescues, and takeovers to the classic Steve McQueen movie, The Blob.
He states:
 
"The Blob is a morass of financial intervention that has eaten every bad financial deal too large to let die on its own. ...The Blob is no more than a SIV (structure investment vehicle) that sits in the middle of the investment landscape absorbing all in its path, with OUR money. Yes, ‘We the People’ own the Blob— ..."
 
The number of bank failures have exceeded the ability of the FDIC to cover the losses incurred.  Read:
 
"The FDIC is so remarkably under-capitalized that it takes the Treasury/Blob to throw another $250 billion at the program just so lousy banks can get cheap financing to make questionable loans. Importantly, in the FDIC’s most recently released ‘troubled bank list’, we find 171 institutions with tens of billions of dollars of assets at risk. No wonder the FDIC has been absorbed by the Blob..."
 
With respect to the inevitable auto bailout he says:
 
" ...I have to admit that I scratch my head when I think of automobile manufactures with bloated balance sheets and ridiculous cost structures now come hat in hand to the Blob for cash.  ...I suppose I have been fired or laid off a few times and can’t recall anyone sending me to the Blob for cash. I found another job...."

This essay is well worth the read and can be found at:

http://www.atlanticadvisors.com/uploads/market-commentaries-2008-12-15-the-blob-on-wall-street.pdf    or
 
 
 
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